Is $1500 Enough to Live in Bali? Here’s the Honest and Realistic Answer
Bali has long been a magnet for travelers and digital nomads, thanks to its stunning beaches, laid-back lifestyle, and tropical charm. But when that dreamy image meets real-life budgeting, one key question arises: Is USD 1500 per month enough to live in Bali?
The short answer: Yes, it’s enough—but only if you’re smart with your spending. With thoughtful planning, $1500 can offer you a comfortable, even enjoyable life in Bali. Let’s break it down.
Cost of Living in Bali: A Breakdown
With a conversion rate of around IDR 15,000 per USD, your $1500 becomes approximately IDR 22.5 million per month. Here’s how it typically breaks down:
| Category | Low-Upkeep (Local Warung + Homestay) | Comfortable (Mid-range café + maintenance-style rental) | Western-standard* (Airbnb-style villa, spa, export groceries) |
|---|---|---|---|
| Rent (1 bed, non-touristy area) | US $300–400 | US $500–800 | US $1,000–1,200+ |
| Utilities (electricity, water) | US $30–40 | US $60–100 | US $150+ (AC, pool, Western fridge, heating) |
| Internet + phone | US $10–30 | ~US $30 | US $40 |
| Food (local markets, street, mid-range) | US $150–200 | US $250–400 | US $400+ |
| Transportation (scooter rental + fuel) | US $50–80 | US $80–120 | US $150 (car, ride-share, motorcycle upgrade) |
| Health insurance + basics | US $50–75 | US $75–150 | US $200+ |
| Lifestyle / recreation / misc. | US $100–200 | US $200–350 | US $400+ |
Location Matters
Not all of Bali is created equal—Canggu and Seminyak can be significantly more expensive than Ubud, Sanur, or Gianyar. Choosing less touristy areas gives you better value for money and often a more peaceful environment.
Many digital nomads find a great balance between cost and quality of life in places like Pererenan, Uluwatu, or Amed, where rents are lower, and the atmosphere is more authentic.
Challenges You Should Be Aware Of
Even though $1500 can be enough, there are caveats:
- Visa Issues: Tourist visas are short-term (30–60 days). For longer stays, social or business visas cost around USD 150–200 every few months. The remote worker visa (E33G) requires USD 60,000/year income, which may not fit a $1500/month budget.
- Lifestyle Temptations: Daily lattes, yoga classes, and beach club brunches are tempting—and expensive. These can easily blow your budget if not controlled.
- Emergency Funds: Health issues, bike accidents, or tech repairs can cost you big. Always have a buffer of at least 1–2 months saved up.
Smart Tips to Live Comfortably on $1500
- Long-Term Rentals: Avoid Airbnb. Negotiate monthly or yearly leases for better deals.
- Cook at Home: Shop at local markets and cook your own meals—it saves money and is often healthier.
- Join Local Communities: Expat groups and coworking spaces often share rental leads, job boards, or event deals.
- Stick to a Scooter: More affordable and convenient than taxis or cars.
- Get Proper Insurance: Don’t wait until you need a doctor to realize its importance.
Final Verdict: Is It Really Enough?
Yes—USD 1500 per month is enough for a solo expat to live comfortably in Bali, provided you manage your lifestyle. You can afford a nice place to live, eat good food, explore the island, and even save a little.
However, it’s not a lavish life, and you won’t qualify for the long-stay digital nomad visa unless your income is higher. But if you’re looking for a lifestyle upgrade in a tropical paradise without breaking the bank, Bali remains one of Asia’s best options.
Have more questions or want a customized budget for couples or families? Feel free to reach out—we’d be happy to help!
Can you live comfortably in Bali on $1,500/month? Absolutely—as long as you pick the right location and go for a long-term rental. Jimbaran offers better value than the super-touristy areas: it’s calm, close to the beach and great food, with quick access to Uluwatu.
Villa Hasian Jimbaran is your ideal base—comfortable, strategic, and long-stay friendly.
Frequently Asked Questions (FAQ)
1. Can I live in Bali long-term with only USD 1500/month?
Yes, but only with short-term or renewable visas (like tourist or social visas). Long-term stay permits like the digital nomad visa require higher income.
2. What’s the cheapest area to live in Bali?
Areas like Gianyar, Amed, Singaraja, and parts of Ubud or Sanur tend to offer lower rents and less tourist-heavy pricing.
3. Is Bali safe for solo travelers or expats?
Generally, yes. Bali is one of the safest islands in Indonesia. Just exercise normal precautions—especially with traffic and scams.
4. Can I find work locally in Bali to supplement my income?
Not legally without a proper work permit. Most expats rely on remote jobs or businesses registered outside Indonesia.
5. How much should I save before moving to Bali?
Ideally 2–3 months of living expenses (USD 3,000–4,500) as a safety net, plus funds for initial housing deposit, visa fees, and flights.
6. Will $1500 cover travel within Indonesia too?
Yes, if planned wisely. Local flights, ferries, and tours can be affordable. You might need to save separately for bigger trips.
7. Can couples live on $1500/month?
It’s possible but tight. $2000–2500/month is more realistic for couples wanting space, comfort, and flexibility.
8. Do I need health insurance in Bali?
Absolutely. Medical care is available, but foreigner pricing can be expensive without insurance.
9. Is Bali suitable for digital nomads on a budget?
Yes. With plenty of coworking spaces, cafés, and affordable housing, Bali remains a top spot for remote workers.
10. What are hidden costs I should prepare for?
Visa runs, motorbike repairs, medical emergencies, or last-minute accommodation changes can all add surprise costs. Always keep a buffer.
